instamoney docs

Your account


This section will teach you some basics things about managing your account to make sure you get the best experience while using Instamoney.

Account activation

To get full access on Instamoney's API, you will have to create your account by answering basic questions about your business. Once our team has activated your account, you can immediately start using the API and go live. Make sure that your account complies with our terms of service . You can contact our team if you need help on this.

API keys

If you have Tech Settings permissions, you can access your API keys from the Dashboard Settings when you enter your password. You will be given two types of API keys that will determine your environments (development or production). These API keys will let us know what environment you are interacting with and therefore you should make sure that you’re using the right API keys when making any changes.


Your account will be divided into two environments: one for testing (development environment) and one for going live (production environment). All API requests that exist in the development environment cannot be manipulated by objects in the production environment and vice versa. These two environments are designed to function almost identically but all requests made in the development environment will never hit the banking networks.

Keeping your account safe

To make sure your account will be kept safe, please see our recommendations below:

  • Keep private information private. Your API keys, username, and password should be kept to yourself
  • Create a strong and unique password to avoid attackers using your credentials to take over your account
  • Add IP addresses to your IP Whitelist to allow only IPs on the Whitelist to make API requests to endpoints protected by your Secret Key. This will disable API requests from all other IP addresses.
  • Update your computer and browser regularly to protect your system against automated attacks and malware
  • Beware of phishing. If you get an email from us that you don't expect, go directly to our site to log in. Do not enter your password after clicking a link in an email.


Still have more questions? We're always happy to help however we can. Shoot us an email or chat to us in live chat.